Payment Gateway

Payment Gateway

What is a Payment Gateway?

A payment gateway is a technology that provides secure transfer of payment information between a customer, a business, and the financial institution processing the transaction. 

It acts as a digital bridge, making sure that payments made online or through a point-of-sale system are authorized and completed safely.

How It Works:

  • A customer selects a product or service and proceeds to checkout.

  • The payment gateway encrypts the customer's payment details and securely sends them to the acquiring bank.

  • The acquiring bank communicates with the issuing bank to verify and approve the transaction.

  • Once approved, the payment is transferred to the merchant’s account, and the customer receives a confirmation.

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