Manual Capture

What is Manual Capture?

Manual capture is a payment processing workflow where a merchant must explicitly trigger the finalization of a transaction after it has been authorized. This is the opposite of auto capture, where the process happens automatically.

This method is often used by businesses that need to verify inventory or perform fraud checks before taking a customer’s money. It gives the merchant more control over the timing of the fund transfer.

Why It Matters

• Allows merchants to verify order details before finalizing the payment

• Prevents the need for refunds if an item is out of stock or cannot be shipped

• Provides an extra window for fraud review before funds are moved

• Useful for services where the final price might change after authorization