Infinity Review (2026): Features, Pros & Cons and Pricing
Joshua D'Costa
Growth & Marketing
Feb 3, 2026
|
5
min
For Indian SaaS and AI startups selling to global customers, handling international payments and foreign remittances is often more complex than building the product itself. Tools like Infinity App have gained attention for simplifying cross-border collections. But is it the right fit as your SaaS scales?
This blog breaks down what Infinity App is, its features, pricing, and we’ll also look at the best Infinity App alternative for SaaS startups in India.
What is Infinity?
At its core, Infinity is a fintech service that gives Indian businesses virtual bank details in multiple currencies so overseas clients can pay as if they were transferring locally. The platform positions itself around transparent fees, live FX conversion and faster settlements compared with traditional correspondent bank routes.
For an Indian SaaS or AI founder the appeal is obvious: reduce friction in receiving USD, EUR, GBP or other currencies, avoid hefty FX markups, and get money into INR bank accounts with less paperwork. But as with any payments tool, the nuance matters especially once you scale beyond a handful of invoices and need subscriptions, usage billing or complex tax handling.
Infinity App Review
Key Features
Multi-currency virtual accounts: Receive local-style bank transfers in currencies like USD, EUR, GBP, AUD, CAD, SGD, etc. Ideal for clients that prefer bank transfers over cards.
Live FX conversion with low headline fees: Infinity advertises conversion at live rates and highlights a low all-inclusive fee on typical transfers.
Dashboard & reporting: A basic dashboard for tracking receipts, exporting transactions and reconciling to bookkeeping systems.
Faster settlement claims: The product materials indicate faster INR settlement timelines than traditional banking rails.
Use cases: Freelancers, agencies, small exporters and small-to-mid SMBs that primarily need to collect payment from overseas buyers.
These features make Infinity a tidy fit for teams whose primary problem is receiving inbound bank transfers cheaply and quickly. It’s less obviously a replacement for a full billing or merchant stack when the business runs subscriptions, metered consumption billing, or needs a Merchant-of-Record arrangement.
Pros and Cons
Pros:
Clear, simple fee messaging that is easy to understand for first-time cross-border receipts.
Attractive headline pricing compared with standard bank FX margins; useful for small invoices and freelancers.
Virtual account model reduces friction for overseas payers who can use local rails.
Several independent reviews and user comments suggest the service works well for low-volume receipt flows.
Cons:
User experiences vary on onboarding and customer support, some find it smooth, others report delays. Community discussions advise validating support SLAs for your use case.
Virtual accounts solve receiving but don’t solve subscription management, chargeback handling or multi-jurisdiction tax obligations. For growing SaaS/AI businesses these are real gaps.
For high invoice volumes or complex billing like metered AI usage, tiered subscriptions, a single virtual-account receiver may be insufficient.
Infinity Pricing
Infinity’s public messaging promotes a low, all-inclusive fee model and emphasizes conversion at live FX rates.
Many smaller customers see the appeal, the platform’s headline fee is positioned as a fraction of typical bank or card margins. However, pricing can vary by currency, volume and enterprise negotiation.
Best Infinity Alternative for SaaS/AI Startups
When your product is a SaaS or AI service, the payments grow more complex than “receive money.” You usually need recurring billing, usage-based pricing, tax and compliance workflows across jurisdictions, chargeback handling, and developer-friendly APIs to wire billing into product metrics. That’s why many founders look beyond pure virtual-account receivers.
Below is a clearly separated, persuasive look at one such alternative that’s intentionally positioned for Indian SaaS & AI teams: Dodo Payments.
Why Consider Dodo Payments?
Merchant of Record (MoR) capability: Dodo Payments operates as a Merchant-of-Record for sellers. It processes payments, manages tax obligations and takes regulatory responsibility in markets where you sell, letting founders focus on product and growth rather than building a global tax/legal engine.
For early stage SaaS/AI teams that want to expand globally without spinning up local entities, that’s a meaningful operational shortcut.Built for product monetization: Dodo Payments positions itself around flexible billing models, recurring subscriptions, metered usage, and developer-friendly APIs.
AI businesses that charge by model calls, compute used or seat count benefit from infrastructure that maps product events to invoices and payouts automatically.Indian rails & local optimization: It emphasizes integration with India’s payment rails (including UPI) and reconciles flows back to INR in ways that simplify accounting for Indian companies.
For teams balancing global card payments with strong domestic conversion, this matters.Compliance and refunds handled: Because a Merchant-of-Record handles refunds, chargebacks and local tax remittance, founders save engineering time and reduce compliance risk, especially for EU VAT, US sales tax complexities and other jurisdictional requirements.
Developer ergonomics and onboarding: Faster onboarding and APIs tailored for small teams reduce time-to-revenue. Instead of building subscription logic and tax calculations, founders can plug in a billing partner and go to market faster.
When to choose Dodo Payments over Infinity
You need subscription management or metered billing out of the box.
You want an MoR to handle tax and regulatory complexities for multiple customer jurisdictions.
You prefer a partner that takes on refunds, disputes and chargebacks.
You value an integrated product → billing → payout workflow so product events automatically produce invoices and revenue recognition.
Final Thoughts
If your business is mainly one-off export invoices and you prioritize ultra-low per-transaction cost above all else, a virtual account solution may be the simpler fit. If you plan to scale subscriptions, charge for usage, or sell into many markets without spinning up entities, an MoR and payments infrastructure like Dodo Payments is often the more pragmatic choice.
