Joshua D'Costa
Growth & Marketing
Jun 27, 2025
|
5
min
Global payment platforms help SaaS companies expand globally. 2Checkout (Verifone) has long been a go-to payment processor, but SaaS founders now have many other options.
In fact, industry analysts name FastSpring and Paddle among the top alternatives. These platforms – along with newer players like Dodo Payments, PayPro Global, and Wise – offer end-to-end subscription billing, currency support, and even merchant-of-record (MoR) services. This means they handle taxes, compliance, and chargebacks on your behalf, simplifying global sales.
In the sections below, we’ll explore each competitor’s strengths, features, pricing, and trade-offs, so you can compare them with 2Checkout/Verifone and choose the best fit for your SaaS business.
Top Five 2Checkout Alternatives in 2025
Dodo Payments
Dodo Payments is an all-in-one merchant-of-record platform built specifically for SaaS and digital businesses. It simplifies global sales by managing payments, tax compliance, and chargebacks for digital products
Key Features
Global payments platform: Accepts credit/debit cards, wallets, and local payment methods worldwide
Tax & compliance automation: Automatically calculates sales tax/VAT, generates remittance docs, and handles filings for each sale
Subscriptions & billing: Built-in recurring-billing and subscription management (automated invoices and renewals) for SaaS and digital products
Customizable checkout: Merchants can fully brand and customize the payment checkout experience for customers.
Fraud & risk tools: Includes AI-driven fraud detection, chargeback management, and risk scoring out of the box
Pros
Transparent Pricing with no hidden fees, ensuring clarity in costs.
Custom Pricing options for larger accounts.
Get approved in under 72 hours
Flexible Payment Options to cater to diverse customer needs.
Facilitates transactions in over 150+ countries.
Quick support via Discord
Cons
Primarily supports digital/online businesses; may lack some niche payment methods.
Pricing
Standard plan charges 4% + $0.40 USD per transaction (no setup or monthly fees).
Enterprise pricing is custom for high-volume clients.
FastSpring
FastSpring is a full-service Merchant-of-Record platform for software and SaaS companies. It handles global payments, subscription billing, tax/VAT/GST compliance, and fraud protection—so you can focus on product and growth.
Pros
Accepts credit cards, PayPal, Apple Pay, SEPA, UPI, and 70+ local methods with automated gateway routing and retry logic.
Built-in subscription tools: free trials, tiered and metered plans, pause/resume, automated dunning, and self-service portals.
Integrated fraud screening, PCI-compliance certification, and chargeback management protect your revenue.
Customizable, multilingual checkout flows optimize conversion in every market.
Seamlessly integrates with WordPress, analytics platforms, email tools, and more.
Cons
Custom, negotiated pricing and volume minimums can be cost-prohibitive for small or early-stage startups.
No public rate sheet—requires contacting sales for a quote.
Dashboard and order-management workflows feel dated compared to newer platforms.
Limited to digital-goods sales; not suitable for physical or hybrid products.
Pricing
Rates are tailored per merchant based on volume and product mix.
Paddle
Paddle is an all-in-one billing and Merchant-of-Record platform built for SaaS and digital-product companies. It processes payments, handles taxes (VAT/GST/sales tax), and manages compliance worldwide on your behalf. Paddle’s embeddable checkout accepts cards, PayPal, and local methods in multiple currencies, then remits funds minus its fee—no monthly minimums or hidden costs.
Pros
End-to-end MoR solution automates tax, compliance, and payment processing.
Embeddable checkout and support for cards, PayPal, and local methods maximize global reach.
Built-in subscription management (tiered plans, trials, proration, dunning) simplifies recurring billing.
Fraud screening and chargeback protection reduce risk and administrative overhead.
Cons
Strict compliance checks and account reviews can delay onboarding.
Customer support and issue resolution may be slow during peak times.
Limited to digital goods—does not support physical product sales or one-off hardware transactions.
Pricing
Paddle charges 5% + $0.50 USD per successful transaction.
PayPro Global
PayPro Global is an enterprise-grade Merchant of Record platform that handles global payment processing, tax compliance, subscription billing, invoicing, and analytics under one roof. Designed for software vendors and SaaS businesses, it lets you sell in 110+ currencies and 25+ languages without managing any of the regulatory or technical complexity yourself.
Pros
End-to-end MoR solution removes tax, legal, and billing headaches.
Localized checkout in 25+ languages and 110+ currencies boosts international conversions.
Comprehensive subscription tools and automated invoicing streamline recurring revenue.
White-label, 24/7 support elevates your customer experience.
Cons
Higher overall cost than self-managed gateways—fees reduce margins.
Reliance on PayPro’s processes means less direct control over payments and refunds.
Enterprise-only focus may not suit very small startups or low-volume businesses.
Some users report occasional billing or dashboard hiccups that require support intervention.
Pricing
A small monthly platform fee plus transaction-based commissions, negotiated per agreement.
Contact PayPro for a tailored proposal based on your volume and needs.
Wise
Wise is a global money transfer service known for low-cost currency exchange. Wise Business accounts let Indian companies hold and manage money in multiple currencies
In India, Wise provides local account details in 8 major currencies (USD, EUR, GBP, AUD, CAD, SGD, NZD, HUF), so clients abroad can pay you via local bank transfers and you receive INR directly (with official FIRC receipts). Wise uses real mid-market exchange rates with only small, transparent fees.
Pros:
Typically cheaper than PayPal or Payoneer for large transfers. Mid-market exchange with only a small commission saves money
Local account details mean clients pay in their local currency; Wise remits INR to you, easing compliance (Wise provides eFIRC)
Operates under RBI permission, so compliant with Indian law.
User-friendly app/website and fast transfers.
Cons:
Wise is not a payment gateway, it’s purely for transfers.
You cannot accept credit cards or payments on your site via Wise. Clients must initiate a bank transfer.
Lacks shopping-cart checkout widgets integration is mostly by invoicing or manual payment.
Some cross-border transfers may take 1–3 days.
Pricing
No monthly cost. Currency conversion fees start around 1.16% (depending on currency pair)
Final Thoughts
Each of these 2Checkout alternatives brings its strengths.
Dodo Payments and PayPro Global aim to make global sales easy, too, with Dodo Payments focusing on indie/micro-SaaS agility and PayPro on enterprise-grade reach, again, at the expense of added costs.
FastSpring and Paddle are full MoR solutions that let you offload taxes, invoicing, and subscription flows entirely, but they come with higher fees and heavier onboarding.
Wise, by contrast, offers multi-currency accounts and low FX fees for businesses that want to keep more revenue, but it does not manage billing or taxes.
For SaaS founders, the key is to match the tool to your needs: if you want hands-off international expansion, a MoR platform like Dodo Payments will handle nearly everything.
