Smart Routing

What is Smart Routing?

Smart routing is a technology used by payment gateways to automatically direct a transaction to the most optimal payment processor or bank. It considers factors like cost, success rates, and geographic location to ensure the highest likelihood of a successful transaction.

Why It Matters

• Increases transaction success rates by avoiding processors with downtime or high failure rates

• Reduces processing costs by selecting the most economical route for each transaction

• Improves the global reach of a business by routing payments through local acquirers

• Enhances the overall reliability and performance of the payment infrastructure