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Near Field Communication (NFC)

What is Near Field Communication (NFC)?

Near Field Communication (NFC) is a short-range wireless technology that allows two devices to communicate when they are within a few centimeters of each other. In payments, it is the technology that enables contactless transactions.

NFC allows a smartphone or a contactless card to securely transmit encrypted payment data to a terminal. It is the underlying technology for mobile wallets like Apple Pay and Google Pay.

Why It Matters

  • Powers the fast and secure tap-to-pay experience at checkout

  • Enables mobile devices to act as secure payment instruments

  • Uses encryption to ensure that sensitive data is not intercepted during transmission

  • Supports a wide range of applications beyond payments, such as digital keys

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