Issuer Processing

What is Issuer Processing?

Issuer processing is the technology that enables banks and fintechs to issue payment cards and manage cardholder transactions. It involves authorizing transactions, maintaining account balances, and communicating with card networks like Visa and Mastercard.

Why It Matters

• It allows companies to launch custom card programs with specific spending controls.

• It provides real-time transaction data for better fraud detection and user notifications.

• It manages the complex lifecycle of a payment card from activation to expiration.