Auto Capture

What is Auto Capture?

Auto capture is a payment processing setting where a transaction is automatically finalized immediately after it is authorized. This removes the need for the merchant to manually trigger the capture step to claim the funds from the customer’s bank.

This workflow is standard for most e-commerce transactions where goods or services are delivered instantly. It simplifies the payment lifecycle by combining authorization and capture into a single seamless event.

Why It Matters

• Simplifies operations by automating the fund collection process

• Ensures faster settlement of funds into the merchant’s account

• Ideal for digital products and services with immediate fulfillment

• Reduces the risk of authorization holds expiring before funds are captured