# ACH Transfer

> Automated Clearing House (ACH) transfers are electronic bank-to-bank payments within the United States.

- **URL**: https://dodopayments.com/glossary/ach-transfer

---

## What is ACH Transfer?

Automated Clearing House (ACH) transfers are electronic bank-to-bank payments within the United States. They allow businesses and individuals to move money between accounts for payroll, bill payments, and direct deposits.

### Why It Matters

- Provides a cost-effective alternative to wire transfers and credit card payments

- Simplifies recurring billing for subscription-based services

- Offers a secure way to handle high-volume transactions with lower processing fees

- Reduces the administrative burden of managing physical checks

## Learn More

- [How to accept online payments globally](https://dodopayments.com/blogs/how-to-accept-online-payments)
- [Best payment methods for SaaS businesses](https://dodopayments.com/blogs/best-payment-methods-for-saas)
- [Payment gateway comparison for modern SaaS](https://dodopayments.com/blogs/payment-gateway-comparison)