# Accept Payments in São Tomé and Príncipe

> Guide to accepting payments from customers in São Tomé and Príncipe -- supported payment methods, local currency, and how Dodo Payments simplifies compliance.

- **Country**: São Tomé and Príncipe
- **Currency**: STN
- **URL**: https://dodopayments.com/payments-in/sao-tome-and-principe

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São Tomé and Príncipe is one of 227 countries and regions where Dodo Payments enables merchants to accept payments from customers worldwide. With support for Credit Cards, Apple Pay, Google Pay, businesses can reach buyers in São Tomé and Príncipe without additional payment infrastructure.

## Supported Payment Methods

Customers in São Tomé and Príncipe can pay using the following methods through Dodo Payments:

- **Credit Cards** -- Primary payment method with broad network coverage from Visa, Mastercard, and other major schemes
- **Apple Pay** -- one-tap mobile payments on iOS devices and Safari
- **Google Pay** -- fast checkout on Android devices and Chrome browsers

Dodo Payments automatically detects customer location and presents the most relevant payment methods. No manual configuration is needed -- the checkout adapts to each buyer's country, device, and transaction currency.

## Currency: São Tomé and Príncipe Dobra (STN)

The local currency in São Tomé and Príncipe is the São Tomé and Príncipe Dobra (STN). When **Adaptive Currency** is enabled, Dodo Payments automatically converts and displays prices in STN at checkout.

- **Conversion**: Prices convert from your base currency to STN using live exchange rates
- **Customer fees**: 2-4% conversion fee (based on order value), borne by the customer
- **Settlement**: You receive funds in your configured base currency -- no multi-currency accounting needed

Displaying prices in STN improves trust and reduces cart abandonment for customers in São Tomé and Príncipe who may hesitate when seeing prices in an unfamiliar currency.

## Tax and Compliance

As a **Merchant of Record**, Dodo Payments handles the tax obligations for digital goods and services sold to customers in São Tomé and Príncipe:

- **Tax calculation** -- Correct rates applied automatically based on product type and customer location
- **Collection** -- Tax collected from the customer at checkout
- **Invoicing** -- Compliant invoices generated for every transaction
- **Remittance** -- Tax filed and paid to the relevant authorities on your behalf

This removes the need to register for local tax, track changing rates, or manage filing deadlines in São Tomé and Príncipe.

## Regional Context

Growing smartphone adoption across Africa is driving increased e-commerce activity, particularly for digital subscriptions and services.

## Getting Started

No additional setup is required to accept payments from São Tomé and Príncipe. Once your Dodo Payments account is verified and live mode is enabled:

1. Customers in São Tomé and Príncipe see supported payment methods automatically
2. Prices display in STN if Adaptive Currency is enabled
3. Tax is calculated and collected at checkout
4. You receive settlement in your base currency with full transaction reporting

## Related Pages

**Section:** [All Countries](https://dodopayments.com/payments-in)
**See also:** [STN](https://dodopayments.com/currency/stn)

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## About Dodo Payments

Dodo Payments is the billing & payments platform for AI-first and SaaS companies, operating as a Merchant of Record in 220+ countries.

- [Payments](https://dodopayments.com/payments) | [Billing](https://dodopayments.com/billing) | [Distribution](https://dodopayments.com/distribution)
- [Pricing](https://dodopayments.com/pricing) | [Documentation](https://docs.dodopayments.com) | [Dashboard](https://app.dodopayments.com)