# Accept Payments in West African CFA Franc (XOF)

> How to price, collect, settle, and optimize digital payments in West African CFA Franc using Dodo Payments.

- **Currency**: XOF (CFA)
- **URL**: https://dodopayments.com/currency/xof

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West African CFA Franc (XOF) is supported via Adaptive Currency on Dodo Payments, enabling merchants to accept payments from customers in Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, and Togo.

Displaying prices in XOF helps customers across the West African franc zone see familiar amounts at checkout, reducing friction and improving conversion rates.

## Adaptive Currency

XOF is supported through Dodo Payments' **Adaptive Currency** feature. When enabled:

- **Automatic conversion** -- Prices convert from your base currency to XOF using live exchange rates
- **Customer-facing fees** -- A 2-4% conversion fee applies (based on order value), borne by the customer
- **Your settlement is unchanged** -- You receive funds in your configured base currency
- **Transparent pricing** -- Customers see the converted amount and any applicable fees before confirming

## Pricing Strategy

When pricing in XOF, consider:

- **Minimum transaction amount** -- Ensure your lowest-priced product exceeds the 300 XOF minimum to avoid failed charges
- **Round numbers** -- Local consumers respond better to psychologically rounded price points in their currency
- **Consistency** -- Keep pricing tiers logical in XOF even after conversion from your base currency

## Supported Payment Methods

Customers paying in XOF can use all globally available payment methods including credit cards, debit cards, Apple Pay, and Google Pay. Additional local payment methods may be available depending on the customer's country.

## Refunds

Refunds for transactions in XOF are issued in the currency the customer originally paid. Dodo Payments uses the latest exchange rate at refund time, so the customer may receive slightly more or less than the original XOF amount depending on FX movement.

## Related Pages

**Section:** [All Currencies](https://dodopayments.com/currency)
**See also:** [Benin](https://dodopayments.com/payments-in/benin) | [Burkina Faso](https://dodopayments.com/payments-in/burkina-faso) | [Cote Divoire](https://dodopayments.com/payments-in/cote-divoire) | [Guinea Bissau](https://dodopayments.com/payments-in/guinea-bissau) | [Niger](https://dodopayments.com/payments-in/niger) | [Senegal](https://dodopayments.com/payments-in/senegal) | [Togo](https://dodopayments.com/payments-in/togo) | [Credit Cards](https://dodopayments.com/payment-methods/credit-cards) | [Debit Cards](https://dodopayments.com/payment-methods/debit-cards) | [Apple Pay](https://dodopayments.com/payment-methods/apple-pay) | [Google Pay](https://dodopayments.com/payment-methods/google-pay)

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## About Dodo Payments

Dodo Payments is the billing & payments platform for AI-first and SaaS companies, operating as a Merchant of Record in 220+ countries.

- [Payments](https://dodopayments.com/payments) | [Billing](https://dodopayments.com/billing) | [Distribution](https://dodopayments.com/distribution)
- [Pricing](https://dodopayments.com/pricing) | [Documentation](https://docs.dodopayments.com) | [Dashboard](https://app.dodopayments.com)