Joshua D'Costa Growth & Marketing Nov 6, 2024 | 5 min
Image of various flags of different countries to showcase the countries Stripe is active in and some others which are not
For global SaaS businesses and digital products, selecting the right payment processor is essential.
Stripe is a popular choice for online payments, supporting merchants in numerous countries. However, Stripe may not be available in certain regions or may not offer all the features that high-growth international merchants need.
In this article, we’ll provide a full list of countries supported by Stripe and discuss how Dodo Payments, with its Merchant of Record (MoR) benefits, can be a powerful alternative.
Stripe currently supports businesses in 46 countries worldwide (not counting the ones with limited exposure), enabling merchants to accept payments in numerous currencies. Here’s the complete list:
Australia Austria Belgium Brazil Bulgaria Canada Cyprus Czech Republic Denmark Estonia Finland France Germany Ghana (extended network) Gibraltar Hong Kong Hungary India (invite only) Indonesia (limited) Ireland Italy Japan Kenya (extended network) Latvia Liechtenstein Lithuania Luxembourg Malaysia Malta Mexico Netherlands New Zealand Nigeria (extended network) Norway Poland Portugal Romania Singapore Slovakia Slovenia South Africa (extended network) Spain Sweden Switzerland Thailand United Arab Emirates United Kingdom United States
For businesses in these regions, Stripe offers robust payment solutions.
However, for merchants operating in or planning to expand to countries where Stripe isn’t available or where there’s limited exposure due to decisions within Stripe’s internal reasoning, you’re left in a lurch. You’re new best friend could be a Merchant of Record.
While Stripe provides a user-friendly interface and a wide array of tools, some limitations exist for global merchants, particularly around:
Currency Support: While Stripe supports many currencies, certain local currencies may not be available.
Compliance and Taxation: Stripe does not handle international compliance and tax regulations for merchants, making it challenging for businesses operating across borders.
Restricted Regions: Merchants in non-supported countries cannot access Stripe's services.
Complex Cross-Border Fees: For businesses receiving international payments, Stripe may incur higher fees that can cut into profit margins.
Additional fees: For most additional services (from billing & invoicing to subscriptions and tax) Stripe offers these list of services at an additional fee which may become an expensive affair for you.
These limitations highlight why global merchants often seek alternatives, especially those offering the Merchant of Record model.
A Merchant of Record (MoR) provides a significant advantage by handling payment processing and taking on the legal and tax responsibilities involved with each transaction. Here are the core benefits of an MoR solution:
Global Compliance and Tax Management: With an MoR, merchants don’t have to worry about global tax codes and compliance regulations. This allows for seamless cross-border transactions with fewer risks.
Reduced Overheads: Since the MoR manages compliance and remits taxes on your behalf, businesses save both time and money.
Enhanced Fraud Protection: MoR solutions, like Dodo Payments, offer advanced fraud protection and chargeback management, reducing financial liabilities for merchants.
Simplified Global Reach: MoR providers simplify cross-border sales by handling complex regulatory frameworks, so merchants can scale internationally with ease.
By choosing a Merchant of Record (MoR), SaaS and e-commerce businesses can focus on growth rather than compliance.
For SaaS founders, Indiehackers, and solopreneurs, Dodo Payments provides a powerful alternative to Stripe. As a Merchant of Record, Dodo Payments delivers:
End-to-End Compliance and Tax Solutions: Dodo Payments takes care of compliance for every international transaction, ensuring that merchants adhere to local regulations without hassle.
Seamless Payment Processing Across Borders: Supporting multiple currencies, Dodo Payments makes it easy for global businesses to accept payments from customers in different regions.
Localized Payment Options: With tailored payment solutions for key regions, Dodo Payments minimizes cart abandonment due to unsupported payment methods.
Lower International Transaction Fees: Dodo Payments offers competitive rates for cross-border transactions, making it a cost-effective alternative for international sales.
Whether you’re unable to use Stripe or are looking for a more comprehensive payment solution, Dodo Payments could be your ideal partner for global expansion.
Stripe is a popular and effective choice for businesses in supported countries, but for many, it lacks the full range of features needed to navigate international payments.
By partnering with a Merchant of Record like Dodo Payments, businesses can manage international transactions with ease, gain compliance support, and scale globally without regulatory headaches.
If your business requires more than just payment processing and your team size is small, consider Dodo Payments as your Merchant of Record solution, an alternative that empowers global growth with local expertise.
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Q1. Is stripe availabale in Turkey? No. As of 2025 Stripe’s official global availability list does not include Turkey, so Turkish businesses cannot open a native Stripe account.
Q2. Is stripe availabale in Morocco?
No. Morocco is not listed on Stripe’s official supported countries page for 2025, so Stripe does not currently offer local merchant accounts there. Businesses in Morocco must use alternative local providers or workaround solutions like Atlas or third-party partners.
Q3. Is stripe availabale in South Africa? Yes. South Africa appears on Stripe’s global availability list as part of Stripe’s extended network (partnered through Paystack), meaning local payments and payouts are supported via that integration.
Q4. IDoes stripe work in Thailand? Yes. Stripe lists Thailand as a supported country in 2025, so Thai businesses can create local Stripe accounts and use Stripe’s payments, Checkout, and related products where available.