# Fungies.io Alternatives: 4 Options and How to Migrate Without Losing Subscribers

> Comparing Fungies.io alternatives for SaaS, game, and digital product sellers. Includes verified pricing, provider risk criteria, and a step-by-step card token migration path that keeps active subscriptions billing.
- **Author**: Ayush Agarwal
- **Published**: 2026-08-06
- **Category**: Alternatives, Merchant of Record
- **URL**: https://dodopayments.com/blogs/fungies-io-alternatives

---

If you are evaluating Fungies.io alternatives, the question that actually decides the outcome is not which platform has the nicer checkout. It is what happens to your existing subscribers on the day you switch.

Most Merchant of Record comparisons skip this. They compare fee tables and feature grids, then bury migration in a single line that says "easy import." In practice, moving an MoR means moving stored payment credentials, and stored payment credentials are the one asset that does not move by uploading a CSV. Get it wrong and every active subscriber has to re-enter their card, which is where real revenue disappears.

This guide covers the practical shortlist of Fungies.io alternatives, the provider risk criteria worth applying to any MoR, and the specific mechanics of migrating card tokens so renewals keep running.

One useful piece of context up front: Fungies.io operates on top of Stripe. Its own help documentation walks sellers through connecting a Stripe account to their workspace, and funds move through that connected account. That detail matters more than it sounds, because it means the card tokens backing your subscriptions live in a Stripe account, and Stripe supports PCI-compliant token export. Your subscribers are more portable than they would be on a fully closed MoR.

## Quick Comparison: Fungies.io Alternatives

| Platform          | Model & Pricing                                    | Best For                                                      |
| ----------------- | -------------------------------------------------- | ------------------------------------------------------------- |
| **Dodo Payments** | MoR, 4% + 40c US, +1.5% intl, +0.5% subs           | Teams migrating live subscriptions with card token transfer    |
| Paddle            | MoR, 5% + 50c pay-as-you-go                        | Established SaaS billing workflows                             |
| FastSpring        | MoR, custom revenue-share pricing                  | Mixed B2C and B2B software and digital goods                   |
| Lemon Squeezy     | MoR, now part of Stripe                            | Teams already consolidating onto Stripe                        |

Dodo Payments pricing verified August 2026 against the live [pricing page](https://dodopayments.com/pricing). Fungies.io publicly lists 5% + $0.50 per transaction with no monthly fee at the time of writing. Vendors change rates frequently, so confirm current terms directly before committing.

For a wider field, see [best merchant of record platforms](https://dodopayments.com/blogs/best-merchant-of-record-platforms) and [cheapest merchant of record](https://dodopayments.com/blogs/cheapest-merchant-of-record).

## Why Teams Start Evaluating MoR Alternatives

Feature gaps are rarely the trigger. In our experience the trigger is almost always one of three operational failures, and all three are worth checking before you sign with any provider.

**Payout reliability.** An MoR is the legal seller, which means it collects your customers' money and holds it before remitting to you. Payout cadence is therefore not a convenience metric, it is revenue risk. Read [MoR payouts and settlement explained](https://dodopayments.com/blogs/mor-payouts-settlement-explained) for what to interrogate in a contract.

**Account stability.** Sudden KYC re-reviews, holds, or account restrictions strand funds. This is the same class of problem covered in [what to do when Stripe bans your account](https://dodopayments.com/blogs/stripe-account-banned-alternative).

**Provider solvency.** This is the one most teams never model. Digital River spent two decades as a leading MoR for software companies, then wound down its MoR business in January 2025, suspending services to the majority of its global customers while several subsidiaries entered insolvency proceedings. Merchants had publicly reported delayed payouts through 2024 before the collapse. The full account is in [Digital River alternatives](https://dodopayments.com/blogs/digital-river-alternatives).

The structural lesson from Digital River applies to every MoR, including us: your provider holds your money and your customer relationships. Diligence should cover documented payout terms, the ability to export your own customer and subscription data on demand without a support ticket, entitlement checks that do not fail when the provider's API is down, and your own independent record of active subscriptions and renewal dates.

> Teams evaluate a Merchant of Record on fees and pick one on checkout design. Then the switching cost shows up two years later, when they realize the only thing they cannot take with them is the stored card. Token portability is the single most underrated diligence question in this category.
>
> - Ayush Agarwal, Co-founder & CPTO at Dodo Payments

## The Migration Question That Actually Matters

There are two fundamentally different kinds of MoR migration, and they produce very different revenue outcomes.

**Soft migration.** You point new signups at the new provider and let existing subscriptions run out on the old one. Nothing breaks, but you operate two billing stacks for as long as your longest subscription term, and your customer data stays split across two systems.

**Card token migration.** Stored payment credentials transfer from the old processor to the new one under PCI-compliant conditions. Existing subscribers keep billing on the same card with no action required from them, and you get a single source of truth immediately.

The second path is the one worth asking every vendor about, because most cannot do it. It requires both processors to hold PCI DSS Level 1 attestation and to support encrypted, server-to-server card data export.

```mermaid
flowchart LR
    A[Current processor] -->|"PGP-encrypted export"| B[Dodo SFTP]
    B --> C[PCI Card Vault]
    D[Subscriber CSV] -->|"customer, amount, next_billing_date"| E[Match on card_token]
    C --> E
    E -->|"Renewals continue uninterrupted"| F[Active subscriptions]
```

## 1. Dodo Payments

[Dodo Payments](https://dodopayments.com) is a full Merchant of Record covering checkout, subscriptions, tax compliance, disputes, and payouts in one stack. For teams leaving another MoR, the differentiator is a documented, supported subscription migration rather than a bulk CSV import that drops payment methods.

**Key Features**

- Full MoR model with tax handled across 190+ countries and selling into 220+ countries and regions
- [Card token migration](https://docs.dodopayments.com/miscellaneous/subscription-migration) with a dedicated Solutions Engineer
- Subscription, usage-based, and credit-based billing in one system
- [Dispute and chargeback](https://dodopayments.com/blogs/merchant-of-record-chargebacks) workflows including Visa RDR
- Developer-first [SDKs](https://docs.dodopayments.com/developer-resources/dodo-payments-sdks) and [webhooks](https://docs.dodopayments.com/developer-resources/webhooks)

**Pricing**

- 4% + 40c for US domestic card and wallet transactions
- +1.5% international payments
- +0.5% subscriptions, add-ons, and usage-based billing
- $1 per refund, $30 per dispute, free standard payouts
- No setup fee, no monthly fee, no minimum commitment

That puts a US domestic subscription renewal at 4.5% + 40c, against a flat 5% + 50c on Fungies' published rate. Invoicing, tax management, analytics, and usage metering are included rather than billed as add-ons. Early-stage teams can apply to [Dodo for Startups](https://dodopayments.com/startups) for up to 12 months of credits.

**Best for**

- Teams with live subscriptions who cannot afford to ask customers to re-enter cards
- SaaS, indie, and game developers selling globally, covered in [merchant of record for gaming](https://dodopayments.com/blogs/merchant-of-record-gaming) and [merchant of record for indie developers](https://dodopayments.com/blogs/merchant-of-record-for-indie-developers)
- Products combining subscriptions with usage-based or add-on billing

**Limitations**

- If your policy requires holding full merchant liability in-house, MoR is broader than you need
- Wallet-based subscriptions cannot be token-migrated, a constraint that applies industry-wide and is detailed below

## 2. Paddle

Paddle is the most established SaaS-focused MoR and appears on nearly every shortlist. It offers mature recurring billing, tax handling, and a widely recognized operating model.

**Key Features**

- MoR with tax and compliance included
- Subscription billing, invoicing, and failed payment recovery
- Long track record with software sellers

**Pricing**

- 5% + 50c pay-as-you-go on standard published terms

**Best for**

- Teams that want conventional, well-documented SaaS billing workflows

**Limitations**

- Approval and onboarding can be slower for very early-stage or unconventional products

See [Paddle alternatives](https://dodopayments.com/blogs/paddle-alternatives) for a deeper comparison.

## 3. FastSpring

FastSpring has served software and digital goods sellers for years, with particular strength where B2C and B2B motions coexist.

**Key Features**

- MoR with global tax handling
- Support for licensing-heavy and hybrid sales models

**Pricing**

- Custom revenue-share pricing, quoted per account

**Best for**

- Established software companies with mixed sales motions

**Limitations**

- Custom pricing makes cost modeling harder before you talk to sales

More detail in [FastSpring alternatives](https://dodopayments.com/blogs/fastspring-alternatives).

## 4. Lemon Squeezy

Lemon Squeezy was acquired by Stripe in 2024 and is now part of the Stripe ecosystem. It remains a reasonable destination if you are consolidating onto Stripe anyway.

**Best for**

- Teams already standardizing on Stripe infrastructure

**Limitations**

- Roadmap and positioning are now tied to Stripe's priorities

See [Lemon Squeezy alternatives](https://dodopayments.com/blogs/lemonsqueezy-alternatives).

## How to Migrate From Fungies.io Step by Step

Because Fungies runs on a connected Stripe account, most sellers have two separate assets to move: catalog and customer data, and the stored card tokens behind active subscriptions. They move through different paths.

### Step 1: Move products, customers, and license keys

The `dodo-migrate` CLI handles catalog-level data and supports several source platforms, including Stripe. That is the path that matters for a Fungies connected account. Run it in test mode first.

```bash
npm install -g dodo-migrate

# Stripe is the relevant source for a Fungies connected account
dodo-migrate stripe
```

The tool connects to both platforms, previews exactly what will be created, and asks for confirmation before writing anything. It migrates products, prices, coupons, customers, and license keys, and it is resumable if a run fails partway. Full detail in [migrate to Dodo Payments](https://docs.dodopayments.com/migrate-to-dodo).

### Step 2: Confirm PCI eligibility for token transfer

Dodo Payments is PCI DSS Level 1 compliant and can only receive card data from another PCI DSS Level 1 compliant processor. Your current processor needs to provide a current Attestation of Compliance or a listing on Visa's Global Registry of Service Providers, plus confirmation that it supports secure card data export. Dodo's own AOC is published so you can hand it to them.

### Step 3: Request the encrypted payment method export

Your Solutions Engineer provides a PGP public key and SFTP credentials. Your current processor encrypts the card token export with that key and transfers it server to server. No card data touches your infrastructure. Budget around two weeks, since timing depends entirely on the other processor's responsiveness.

### Step 4: Prepare the subscriber file in parallel

While the token transfer runs, export your subscriber data. The required fields are `customer_id`, `email`, `name`, `country`, `currency`, `payment_amount`, `payment_interval`, `next_billing_date`, and `card_token`.

```json
{
  "customers": [
    {
      "customer_id": "cus_abc123",
      "email": "jane.doe@example.com",
      "name": "Jane Doe",
      "country": "US",
      "currency": "USD",
      "payment_amount": 2999,
      "payment_interval": "monthly",
      "next_billing_date": "2026-09-15T00:00:00Z",
      "card_token": "tok_xyz789",
      "metadata": { "plan": "pro" }
    }
  ]
}
```

The `card_token` value is the join key. It must match the token in the encrypted payment method export exactly, or the subscriber will import without a payment method attached.

### Step 5: Validate, test, then import

Before the production date, the team verifies file integrity and encryption, validates your CSV formatting, runs a test import in sandbox, and resolves mapping issues. You receive a validation report. Production import then loads tokens into the PCI-compliant card vault, imports subscribers, matches them on `card_token`, and activates subscriptions. Typical processing is two to three business days.

### Step 6: Verify and run parallel monitoring

You receive a migration report and a CSV mapping old subscription IDs to new Dodo Payments IDs. Verify a sample in the dashboard, test renewals in sandbox, update your internal database references, and monitor closely through the first full billing cycle. The complete runbook lives in [subscription migration](https://docs.dodopayments.com/miscellaneous/subscription-migration).

Typical end-to-end timeline is three to four weeks, with the payment method transfer as the long pole.

## What Cannot Be Migrated

Being direct about the limits here saves teams from planning around something that is not possible with any provider:

- **Apple Pay and Google Pay tokens cannot transfer.** Wallet tokenization is scoped to the original processor by the wallet providers themselves. Subscribers paying by wallet will need to re-authorize on the new platform. Identify this cohort early and plan an in-app re-authorization prompt rather than discovering it at renewal.
- **Other wallet tokens cannot transfer** for the same reason.
- **Payment history and transaction records do not migrate.** Export them from your current processor for your own records and accounting before you close the account.

Everything else transfers: card numbers, expiration dates, cardholder names, billing addresses, customer emails, customer metadata, and subscription plan, amount, and interval.

## Migration Checklist

- Export payment history and invoices from your current provider before closing anything
- Confirm both processors hold PCI DSS Level 1 attestation
- Complete your new integration and route all new signups to it before starting the token transfer
- Segment wallet-based subscribers and plan a re-authorization flow for them
- Keep your own record of active subscriptions and renewal dates outside any provider dashboard
- Run both systems in parallel through one full billing cycle before decommissioning

For the failure modes worth avoiding, read [billing system migration mistakes](https://dodopayments.com/blogs/billing-system-migration-mistakes) and [dunning management](https://dodopayments.com/blogs/dunning-management).

## FAQ

### Is Fungies.io shutting down?

We found no official announcement of a Fungies.io shutdown. As of early August 2026 the company was still publishing product updates and announcing new launches publicly. If you are researching alternatives, base the decision on payout terms, data portability, and your own diligence rather than on unverified shutdown rumors.

### Can I move my Fungies.io subscribers without asking them to re-enter card details?

In most cases yes, for card-based subscriptions. Because Fungies operates through a connected Stripe account, the underlying card tokens can be exported under PCI DSS Level 1 conditions and imported into Dodo Payments' card vault, so renewals continue on the same card without customer action.

### What happens to Apple Pay and Google Pay subscribers during a migration?

Those tokens cannot be transferred between processors because the wallet providers restrict tokenization to the original processor. Those subscribers must re-authorize payment on the new platform. Identify them before you migrate and plan a re-authorization prompt.

### How long does a merchant of record migration take?

Around three to four weeks end to end. The payment method transfer alone averages two weeks and depends on your current processor's responsiveness, validation and testing take two to three days, and production import takes two to three business days.

### What should I check before committing to any merchant of record?

Documented payout cadence and settlement terms in the contract rather than the marketing site, the ability to self-serve export customers and subscriptions, whether entitlement checks survive a provider outage, and confirmation that the provider supports PCI-compliant card token export if you ever need to leave.

## Final Take

The honest framing for Fungies.io alternatives is not that one platform wins on a feature grid. It is that MoR selection is a custody decision. You are choosing who holds your customers' money before it reaches you, and who holds the stored credentials that make your recurring revenue recurring.

That is why token portability belongs in your evaluation criteria on the way in, not on the way out. Ask any provider you are considering whether they support PCI-compliant card token export, and get the answer before you integrate.

If you are migrating live subscriptions, Dodo Payments supports a documented card token transfer with a dedicated Solutions Engineer so active subscribers keep billing uninterrupted. Review the [pricing](https://dodopayments.com/pricing), read the [subscription migration guide](https://docs.dodopayments.com/miscellaneous/subscription-migration), or [get started](https://dodopayments.com).
---
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